Our work is rooted in a clear, detailed understanding of each client’s individual situation, as well as their internal and external circumstances. We are aware of all the legal implications. We are fluent speakers – and interpreters – of the language of industry regulators. We know the market and its various players. We have a rock-solid grasp of numbers and legal texts, and we use them to develop carefully tailored insurance products and solutions.
We make challenges tangible
We regard life’s (un)predictability as an exciting challenge. Making products, portfolios and processes more predictable is what we are all about.Azenes AG is a boutique actuarial consultancy specialising in non-life, accident and health insurance. We work for clients in direct insurance and reinsurance. We combine a deep knowledge of mathematics and high-precision methodology with actuarial expertise and creative thinking. Together with our clients, we develop practical, long-term solutions for current, future and legacy issues.
We see the big picture
We have an exceptional sense of detail
We analyse risks and describe them in mathematical terms. We examine processes and establish correlations. We probe the details of your actuarial practice while keeping a steady eye on the big picture. We present our actuarial opinions and draw up expert reports. We are experts in scrutinising existing portfolios or problematic legacy issues as part of a holistic approach to corporate governance.
A holistic approach to consulting
Building on decades of experience, our support for our clients extends over the entire lifecycle of their products and portfolios. If we reach the limits of our own expertise, we draw on the competencies of our well-established network. This is the basis for the exceptional reliability of our consulting services.
Decision-making bodies often invite us to contribute to workshops and training courses. And where our interests are mutual, our team members are happy to sit on your management or executive boards.
José Miguel Flores-Contró
Actuary, SAA member (one exam prior to full membership)
“Helping organisations prepare for the future and protect themselves against loss is fascinating and gives me enormous satisfaction.”
José now works as an actuary at Azenes AG, having previously worked as an actuarial analyst and analytical consultant. José was awarded his PhD in actuarial science in 2024.
Meghna Lakshminarayanan
Actuary, member of SAA (one exam prior to full membership) and IFoA
“Actuarial insights help to make the world a healthier place.”
Before completing her master’s degree in actuarial science at the University of Lausanne in 2022, Meghna had already started working for Azenes AG. Now she is starting to specialise in her preferred areas of expertise.
Peter Matijašić
IT specialist
“IT is developing at astonishing speed and having an ever greater impact on our lives. Even so, it should be a tool rather than an end in itself.”
Peter earned his bachelor’s degree in computer science, specialising in security. Responsible for the entire IT infrastructure at Azenes AG, he also develops our in-house software.
Lilith McGhee
Head of Actuarial Consulting, Actuary SAA, Fellow of the Society of Actuaries
“My goal is to explain the nature of risks and to utilise available data to establish a basis for informed decision-making.”
Lilith is an established actuary with broad and international experience in actuarial consulting. Her areas of expertise cover pricing and risk management, particularly in specialty lines and health insurance.
Even Meier (they)
Managing Director, Certified Actuary (SAA/DAV), President SAA Disciplinary Committee
“I’m fascinated by the process of thoroughly exploring all relevant dimensions of a complex issue; my work is now based on this tried-and-tested approach.”
Specialising in non-life, accident and health insurance, Even works for insurance companies as an appointed actuary, and also as a consulting actuary on a project-by-project basis.
Stefan Purtschert
Head of Risk and Regulation
Reinsurance and direct insurance, risk management, internal models
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“Only by learning are we able to grow and develop.”
Stefan has extensive experience in various areas of actuarial and regulatory activity, specialising in particular in risk management, reserving and solvency for non-life and health insurers.
Caroline Ronner
Actuary SAA
“I am passionate about combining mathematical models with real-world situations and developing tailor-made solutions.”
After five years working for c-alm AG, during which she also worked part-time for Azenes AG, Caroline is now focused on solvency, reserving and risks in non-life and health insurance.
Kristina Shemet
Actuary
“I especially love working at the intersection of data science, finance, and regulatory systems; it defines what I do as an actuary and allows me to solve complex problems.”
Kristina is an actuary at Azenes AG. As part of her master’s thesis, she developed a prototype tool that uses Retrieval-Augmented Generation (RAG) and a local Large Language Model (LLM) to extract and summarise regulatory information.
Micha Villing
Actuary SAA
“A complex world throws up complex problems. We solve them by applying our experience, expertise, and – last but not least – creativity.”
Micha consults in areas covered by his PhD on “Data Analytics in Insurance” and works for several insurance firms as an appointed actuary. He also lectures at the University of St. Gallen.
