The unpredictable nature of life is an exciting challenge for us. Our goal is to make companies, products and processes secure and more predictable. Our priority here is to focus on individual situations, internal circumstances and current market developments. Our solutions are crystal clear and transparent, our people are dynamic and very reliable.

Azenes Kristall

Azenes is a boutique firm for actuarial consulting in the lines of property, health and accident insurance, and reinsurance. We combine in-depth mathematical expertise and rigorous procedures with know-how and creative thinking. This enables us to develop far-sighted and practical solutions for our clientele.

We analyse risks and present them as mathematical models. We investigate processes and identify interconnections. We review actuarial details but at the same time keep an eye on the big picture. We offer opinions and produce actuarial reports.

Azenes AG was founded in 2011 in Zug. It is a subsidiary of Siolag Holding AG and a sister company of Volada AG.

Meghna Lakshminarayanan

Meghna graduated with a Bachelor’s degree in Statistics from the University of Mumbai in 2019. In September 2020, she arrived from India to Switzerland to begin her Masters in Actuarial Science at the University of Lausanne as an international student with an Excellence Scholarship granted by UNIL. She graduated from this Master’s program in September 2022 and will be eligible to become “Actuary SAV” from 2025. She is also a student member at the Institute and Faculty of Actuaries, Society of Actuaries and Indian Institute of Actuaries.

Between 2019 and 2020, Meghna briefly worked for a Market Research firm in India as a Research Associate. In July 2021, she started working as an actuarial intern at Azenes whilst studying for her Masters. After her graduation from UNIL, she now works as an actuary at Azenes.

+41 41 726 89 04
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Even MeierManaging Director / Qualified Actuary (SAV/DAV)

Strategy, Appointed Actuary, Accounting and Regulatory requirements

Even Meier is the «Actuary Responsible» for various Swiss insurance companies and holds a number of mandates as an actuarial consultant.

After initially training and working as a teacher, studied mathematics, information technology and insurance science at the University of Zurich from 1996 to 2000. After starting employment in the insurance industry, studied part-time at the German Actuarial Academy to become a qualified actuary specialising in financial mathematics. Admitted to the Swiss Actuary Association (SAV) and its German counterpart (DAV) in 2003. SAV Standeskommission since 2018.

Even Meier identifies as non-binary (Link in German) and uses they/them pronouns

+41 41 726 89 16
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Caroline RonnerActuary SAV

Solvency analysis and financial risks

Caroline Ronner holds a Master’s degree in mathematics from ETH Zurich and is completing her actuarial education “Actuary SAA”.

While studying to become an Actuary SAA (ETH Zurich) and achieving her teaching diploma in mathematics (ETH Zurich), Caroline started with an internship at c-alm in 2019, from which she transitioned into a full-time position in 2020.

At c-alm Caroline is supporting actuaries in non-life insurance topics such as reserving, SST, ORSA, and actuary report.

Due to the cooperation between Azenes and c-alm, Caroline works for both companies part-time.

+41 41 726 89 14
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Lena SchütteActuary SAV

Health Insurance, Financial Risks, Churn Models

Lena Schütte has studied at the Universities of Zurich (Bachelor’s degree in Mathematics, 2013) and Basel (Master’s degree in Actuarial Science, 2017). Furthermore, she holds a Master’s degree in Applied Mathematics (ETH Zurich, 2023). After a first professional experience in individual life insurance pricing at Swiss Life, she joined Azenes in 2017. Here, she has been mostly supporting mandatory swiss health insurers in their actuarial tasks. Since 2022 she is responsible for the services offered by Azenes in this area. A special focus of her work is on the modeling of portfolios, in particular churn models. Lena also acts as appointed actuary.

+41 41 726 89 06
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Dr. des. Micha VillingActuary SAV

Data analytics, Python and R modelling

Dr. des. Micha Villing has a Master’s degree in „Quantitative Finance and Economics“ from the University of St. Gall (2015). He completed his PhD in „data analytics in insurance“ at the University of St. Gall in 2023. He became a fully qualified actuary by the SAA in 2018.

As a consulting actuary, Micha is responsible for the design and implementation of various risk and reserving tools. He supports insurance companies in the fields data management and data analytics. Furthermore, he has years of experience as “Actuary Responsible” for Swiss insurance companies.

Due to the cooperation between Azenes and c-alm, Micha works for both companies part-time.

+41 41 726 89 13
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Our principles

We are acutely aware of our responsibility towards our customers. Security, reliability and trust are the principles upon which our business is founded. They are the guiding star for our daily work and the way we conduct ourselves.



In the case of mandates, we speak to our clients in a transparent and open manner.


Is guaranteed. References are available on request and after consultation with the respective customers.

Specialist knowledge

Continuous professional development in Switzerland and abroad, coupled with a broad network, guarantee our knowledge is up to date.


Azenes offers its customers a deputation concept free of charge.

Quality assurance

After consultation with our customers we offer free, external quality assurance.


Azenes places the highest value on data security and relies on high technical standards and the sensitization of employees and customers, for example through the exclusive use of pseudonymized or anonymized data.


In worst-case scenarios, Azenes is insured in particular against financial losses. We are always glad to discuss individual aspects with you in person.


Interested in knowing more? We can review these topics with you personally.

Corporate structure


Siolag Holding AG – Consulting and software for insurance companies under one roof.

Siolag is derived from the name of the French mathematician Evariste Galois.

Azenes AG – Boutique for actuarial consulting.

Azenes is derived from the name of the Roman philosopher Lucius Annaeus Seneca.

Volada AG – Actuarial software solutions and services.

Volada is derived from the name of the British mathematician Ada Lovelace.